Banking

HDFC Bank Drove Growth at 60% Lower Cost with Enterprise Voice AI

Enterprise Voice AI drove lending growth at 60% lower cost, with qualification rates climbing to 25%.

85%

Connectivity

25%

Qualification Rate

90%

Peak connect rate

3 weeks

Go live

The challenge

What HDFC Bank needed to solve

Lead volumes from digital campaigns outpaced the calling floor, and unqualified handoffs were consuming relationship manager time.

Deployment snapshot

Sector
Banking
Languages

Hindi, English, Bengali, Tamil, Telugu

Timeline
Live in 3 weeks
Connectivity
85%
Qualification Rate
25%
The approach

How the programme was built

01

Qualify before handoff

Every digital lead is called and qualified before it reaches a relationship manager.

02

Omnichannel sequencing

Call, WhatsApp, and SMS share context so the customer never repeats themselves.

03

Continuous experimentation

ROI Optimizer runs controlled tests on voice, script, and call timing, and keeps what wins.

The outcome

Results in production

Qualification rate reached 25% at 85% connectivity, and cost to acquire dropped 60% against the previous outsourced model.

85%

Connectivity

25%

Qualification Rate

23

QA parameters audited

<800ms

Response latency

“Relationship managers only speak to qualified customers now, which changed the economics of the whole funnel.”

Business Head, Retail Assets

HDFC Bank

85%Connectivity

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